ANNUITIES: Areas Covered
Annuities England
Abingdon, Accrington, Acle, Addlestone, Alcester, Alconbury, Aldbourne, Alderley Edge, Aldermaston, Aldershot, Alfreton, Almondsbury, Alnwick, Alresford, Alrewas, Alton, Altrincham, Amersham, Ampthill, Andover, Appley Bridge, Arundel, Ascot, Ash Vale, Ashbourne, Ashby-de-la-Zouch, Ashford, Ashington, Aston, Atherton, Attleborough, Aveley, Avon, Aylesbury, Bagshot, Bakewell, Baldock, Banbury, Banstead, Barnsley, Barnstaple, Barrow-in-Furness, Barton-upon-Humber, Basildon, Basingstoke, Bath, Batley, Beaconsfield, Beaminster, Bedford, Beeston, Bellingdon, Belmont, Belper, Berkeley, Berkhamsted, Berwick-upon-Tweed, Beverley, Bicester, Bideford, Biggleswade, Billericay, Billingham, Billingshurst, Binfield, Birchwood, Birkenhead, Birmingham, Birstall, Bishop Auckland, Bishop's Cleeve, Bishop's Stortford, Blaby, Blackburn, Blackheath, Blackpool, Blandford Forum, Bletchley, Bloxham, Blunham, Bodmin, Bognor Regis, Bolton, Boothstown, Bootle, Borehamwood, Boston, Bottisham, Boughton, Bourne, Bourne End, Bournemouth, Bourton, Bowthorpe, Brackley, Bracknell, Bradford, Bradford-on-Avon, Braintree, Bramham, Brampton, Brasted, Bredbury, Brentford, Brentwood, Bridgnorth, Bridgwater, Brierley Hill, Brighton, Brill, Broadbridge Heath, Broadstairs, Broadway, Brockenhurst, Bromborough, Bromsgrove, Brookmans Park, Broseley, Brough, Broxbourne, Bruton, Buckingham, Bude, Buntingford, Burford, Burgess Hill, Burnham, Burnley, Burton on Trent, Burtonwood, Bury, Bury Saint Edmunds, Bushey, Buxton, Byfleet, Caddington, Callington, Calne, Camberley, Camborne, Cambridge, Camelford, Camerton, Cannock, Canterbury, Canvey Island, Capenhurst, Carlisle, Castle Donnington, Castleford, Castleton, Caterham, Cawthorne, Chalfont, Chalgrove, Chandlers Ford, Chapeltown, Chard, Charing, Charlwood, Chatham, Chatteris, Cheadle Hulme, Chelmsford, Cheltenham, Chertsey, Chesham, Cheshunt, Chester, Chesterfield, Chichester, Chineham, Chinnor, Chipping Norton, Chipping Sodbury, Chorley, Christchurch, Church Stretton, Cirencester, Clacton-on-Sea, Clapham, Cleckheaton, Cleethorpes, Clevedon, Clifton, Coalville, Colchester, Coleford, Colnbrook, Compton, Congleton, Consett, Cookham Dean, Coppingford, Coppull, Corby, Cosham, Cottenham, Coventry, Cowes, Cowley, Cramlington, Cranfield, Crawley, Crediton, Crewe, Crewkerne, Cromer, Crowborough, Crowthorne, Croydon, Darlington, Darwen, Daventry, Denmead, Derby, Devizes, Devon, Didcot, Dodleston, Doncaster, Dorchester, Dorking, Dover, Downham, Drayton, Droitwich, Dudley, Dunstable, Durham, East Grinstead, East Markham, East Retford, Eastbourne, Eastleigh, Edgbaston, Edwalton, Egham, Ellesmere Port, Elstree, Ely, Enderby, England, Epping, Epsom, Esher, Etchingham, Evesham, Ewell, Exeter, Exminster, Exmouth, Eyam, Eynsham, Fairford, Falmer, Fareham, Farnborough, Farnham, Farringdon, Felixstowe, Felpham, Fenton, Ferndown, Ferryhill, Filleigh, Findon, Fleet, Fleetwood, Flitwick, Folkestone, Fordingbridge, Forest Row, Foulridge, Frimley, Frome, Gainsborough, Gateshead, Geddington, Gerrards Cross, Glastonbury, Glossop, Gloucester, Godalming, Goole, Gorleston on Sea, Grantham, Gravesend, Grays, Great Baddow, Great Malvern, Great Missenden, Great Yarmouth, Grimsby, Guildford, Haddenham, Hailsham, Halesowen, Halifax, Halton, Hamble, Handforth, Hanslope, Harleston, Harlow, Harpenden, Harrogate, Hartlepool, Harwell, Haslingden, Hastings, Hastingwood, Hatfield, Havant, Haverhill, Hawes, Haydock, Hayle, Hayling Island, Haywards Heath, Headley Down, Heathfield, Heckfield, Hedge End, Helsby, Helston, Hemel Hempstead, Henfield, Henley-in-Arden, Henley-on-Thames, Hereford, Herne Bay, Hersham, Hertford, Hexham, Heybridge, Heywood, High Bentham, High Wycombe, Hildenborough, Hinckley, Hindhead, Histon, Hitchin, Hoddesdon, Holmes Chapel, Holmfirth, Hook, Horley, Horncastle, Horsham, Horton Kirby, Hove, Howden, Hucknall, Huddersfield, Hull, Hungerford, Huntingdon, Huyton-with-Roby, Ibstock, Ilkley, Immingham, Ingham, Ingram, Ipswich, Irlam, Iver, Kearsley, Keele, Kegworth, Keighley, Kempston, Kendal, Kenilworth, Kensington, Kettering, Kidderminster, Kidlington, Kidsgrove, Kings Langley, Kings Lynn, Kingsbridge, Kingston, Kingston Bagpuize, Kingswinford, Kirkby, Kirkby in Ashfield, Kirklees, Kirmington, Knowsley, Knutsford, Lakenheath, Lancaster, Lancing, Langford, Langley, Launceston, Lawhitton, Leafield, Leatherhead, Lechlade, Leeds, Leek, Leeming, Lee-on-the-Solent, Leicester, Leighton Buzzard, Lenham, Letchworth, Lewes, Lewknor, Leyland, Lichfield, Lighthorne, Lincoln, Lindsey, Liphook, Liskeard, Little Chalfont, Little Chesterford, Littlebourne, Littlehampton, Liverpool, Locks Heath, London, London Colney, Long Stanton, Long Stratton, Loughborough, Louth, Lowestoft, Lowick, Lowther, Ludlow, Luton, Lutterworth, Lyme Regis, Lymington, Lymm, Lyndhurst, Lyneham, Macclesfield, Maghull, Maidenhead, Maidstone, Maldon, Malmesbury, Malton, Malvern Link, Manchester, Manningtree, Mansfield, March, Margate, Market Harborough, Market Rasen, Marlborough, Marlow, Marske-by-the-Sea, Matlock, Melbourn, Melbourne, Melksham, Melton Mowbray, Meriden, Middlesbrough, Midhurst, Mildenhall, Milford, Milnthorpe, Milton Keynes, Mirfield, Mitcheldean, Moorside, Morecambe, Morpeth, Mossley, Nantwich, Nelson, Nettlebed, New Milton, Newark-on-Trent, Newburn, Newbury, Newcastle under Lyme, Newcastle upon Tyne, Newmarket, Newport Pagnell, Newquay, Newton Abbot, Newton Aycliffe, North Shields, North Tyneside, North Walsham, Northallerton, Northampton, Northfleet, Northhampton, Northowram, Northwich, Norwich, Nottingham, Nuneaton, Oakham, Odiham, Oldbury, Oldham, Olney, Ormskirk, Oswestry, Oundle, Overseal, Oxford, Oxted, Paignton, Pangbourne, Peckleton, Penrith, Penshaw, Penzance, Peterborough, Peterlee, Petersfield, Petworth, Plymouth, Plympton, Pocklington, Pontefract, Poole, Poplar, Porthleven, Portland, Portsmouth, Potters Bar, Prenton, Prescot, Preston, Princes Risborough, Pudsey, Purfleet, Radlett, Rainhill, Ramsgate, Rawtenstall, Rayleigh, Reading, Redcar, Redditch, Redhill, Redruth, Reigate, Richmond, Rickmansworth, Ripon, Risley, Riverhead, Rochdale, Rochester, Rochford, Rock Ferry, Romsey, Ross-on-Wye, Rothbury, Rotherham, Rowlands Gill, Rowley Regis, Royal Leamington Spa, Royal Tunbridge Wells, Royston, Rugby, Rugeley, Runcorn, Ruscombe, Rushden, Rusper, Rustington, Ryde, Saffron Walden, Sale, Salford, Salisbury, Saltaire, Saltburn-by-the-Sea, Sandbach, Sandwell, Sandwich, Sawbridgeworth, Sawtry, Saxmundham, Scarborough, Scole, Scunthorpe, Seaford, Seal, Sedlescombe, Sefton, Sevenoaks, Shaftesbury, Shawbury, Sheerness, Sheffield, Shepperton, Shepreth, Shepshed, Shepton Mallet, Sherburn, Shipley, Shipston-on-Stour, Shrewsbury, Sidmouth, Silchester, Silverstone, Sittingbourne, Skelmersdale, Skipton, Sleaford, Slough, Smethwick, Solihull, Somercotes, Soulbury, South Bank, South Cernery, South Mimms, South Tyneside, Southampton, Southend, Southend-on-Sea, Southport, Southsea, Spalding, Spennymoor, Spilsby, St Albans, St Austell, St Helens, St Ives, St Neots, Stafford, Staines, Stalybridge, Stamford, Stanstead Abbots, Stansted, Stanwell, Stapleford, Staplehurst, Staverton, Stevenage, Steyning, Stock, Stockbridge, Stockley, Stockport, Stockton-on-Tees, Stoke Gifford, Stoke on Trent, Stoke Poges, Stokesley, Stony Stratford, Stourbridge, Stourport-on-Severn, Stowmarket, Stratford-on-Avon, Stroud, Studley, Suffolk, Sunbury, Sunderland, Sunninghill, Sutton, Sutton Coldfield, Sutton Courtenay, Sutton in Ashfield, Swadlincote, Swallowfield, Swanley, Swanmore, Swavesey, Swindon, Tadcaster, Tadworth, Tamworth, Tattenhall, Taunton, Teddington, Telford, Templecombe, Tetbury, Tewkesbury, Thame, Thames Ditton, Thanet, Thatcham, Theale, Thetford, Thirsk, Thornbury, Thorpe-le-Soken, Thrapston, Thurrock, Tilbury, Tipton, Tiptree, Titchfield, Tiverton, Tonbridge, Torbay, Torquay, Totton, Towcester, Tranmere, Tring, Trowbridge, Truro, Tuxford, Uckfield, Upper Heyford, Uppingham, Uttoxeter, Virginia Water, Wadhurst, Wainfleet, Wakefield, Wallasey, Wallingford, Wallington, Walsall, Waltham Cross, Walton-le-Dale, Walton-on-Thames, Wantage, Wardley, Ware, Warminster, Warrington, Warwick, Washington, Waterlooville, Watford, Watton, Weaverham, Wellingborough, Welwyn Garden City, Wembley, Wendover, West Bromwich, West Kirby, West Malling, West Moors, Westcliff-on-Sea, Westerham, Westhoughton, Weston-Super-Mare, Wetherby, Weybridge, Weymouth, Wheathampstead, Whitchurch, Whitehaven, Whitstable, Wicken, Wickford, Widnes, Wigan, Willenhall, Willersey, Willingham, Wilmslow, Wimborne Minster, Winchcombe, Winchester, Windermere, Windsor, Wingerworth, Winnersh, Winsford, Witham, Withington, Witney, Woking, Wokingham, Wollaston, Wolverhampton, Wombourne, Wombwell, Woodbridge, Woodley, Woodside, Wootton Bassett, Worcester, Workington, Worksop, Wotton-under-Edge, Wymondham, Yalding, Yarm, Yateley, Yeovil, York, Bristol , Dartford , Falmouth , Ilkeston , Long Eaton , Wednesbury, Worthing
Annuities Isle Of Man
Castletown, Isle Of Man, Ramsey, Isle Of Man
Annuities Northern Ireland
Newtownards, Enniskillen, Belfast, Carrickfergus, Dunmurry, Lisburn, Newry, Omagh, Antrim, Ardglass, Lurgan, Downpatrick, Strabane, Glengormley, Cookstown, Newtownabbey, Newcastle, Northern Ireland, Portadown, Dungannon, Banbridge, Londonderry, Coleraine, Northern Ireland
Annuities Wales
Abergavenny, Aberystwyth, Barry, Bodelwyddan, Brecon, Bridgend, Caernarfon, Caerphilly, Cardiff, Cardigan, Carmarthen, Carno, Chepstow, Colwyn Bay, Connahs Quay, Conwy, Crumlin, Crymmych Arms, Cwmbran, Dale, Denbigh, Dowlais, Flint, Garreg, Gwent, Harlech, Haverfordwest, Hawarden, Hengoed, Lampeter, Llanberis, Llandrindod Wells, Llanelli, Llangefni, Machynlleth, Merthyr Tydfil, Monmouth, Mountain Ash, Neath, Newcastle Emlyn, Newtown, Penarth, Pontyclun, Pontypool, Pontypridd, Port Talbot, Porthcawl, Rassau, Rhondda, Ruthin, Talbot Green, Tenby, Tywyn, Wales, Wrexham, Ystrad Mynach, Pwllheli , Swansea
Annuities Scotland
Aberdeen, Alexandria, Alloa, Alness, Arbroath, Avoch, Ayr, Barrhead, Bellshill, Biggar, Blantyre, Boness, Bridge of Weir, Brodick, Bucksburn, Campbeltown, Castle Douglas, Clydebank, Coatbridge, Craignure, Cromarty, Cumbernauld, Dingwall, Dornoch, Dumbarton, Dumfries, Dundee, Dunfermline, Duns, Eaglesham, East Kilbride, Edinburgh, Elgin, Eskdalemuir, Eyemouth, Falkirk, Fife, Findhorn, Forfar, Forres, Ft William, Glasgow, Glenrothes, Gorebridge, Gourock, Greenock, Harris, Inveraray, Inverbervie, Inverness, Inverurie, Irvine, Jedburgh, Johnstone, Kelso, Kennacraig, Kilbarchan, Kilbride, Kilmacolm, Kilmarnock, Kilwinning, Kingarth, Kinross, Kirkcaldy, Kirkintillock, Kirkwall, Kirriemuir, Larkhall, Lasswade, Lerwick, Livingston, Lochinver, Lochmaddy, Lochwinnoch, Lockerbie, Luss, Mallaigmore, Montrose, Motherwell, Muir, Musselburgh, Neilston, Newtown St Boswells, North Berwick, Paisley, Peebles, Perth, Port Ellen, Portlethen, Portree, Prestwick, Ranfurly, Renfrew, Roslin, Rosyth, Rutherglen, Sandbank, Sandwick, St Andrews, St Boswells, Scotland, Stirling, Stonehouse, Stornoway, Tarbert, Tarfside, Trinity, Uddingston, Uig, Ullapool, West Lothian, Annan , Melrose
Counties
Avon, Bedfordshire, Berkshire, Buckinghamshire, Cambridgeshire, Cambridgeshire, Cheshire, Cleveland, Cornwall, Cumberland, Cumbria, Derbyshire, Devon, Dorset, Durham, Essex, Gloucestershire, Hampshire, Herefordshire, Hereford, Worcester, Hertfordshire, Humberside, Huntingdonshire, Huntingdon and Peterborough, Isle of Wight, Kent, Lancashire, Leicestershire, Lincolnshire, Lincolnshire, Kesteven, Lincolnshire, London, Manchester, Merseyside, Middlesex, Norfolk, Northamptonshire, Northumberland, Nottinghamshire, Oxfordshire, Peterborough, Rutland, Shropshire, Somerset, Staffordshire, East Suffolk, West Suffolk, Suffolk, Surrey, East Sussex, West Sussex, Tyne and Wear, Warwickshire, West Midlands, Westmorland, Wiltshire, Worcestershire, Yorkshire, East Riding, Yorkshire, North Riding, North Yorkshire, South Yorkshire, Yorkshire, West Riding, West Yorkshire
London Boroughs
City of London, Kensington and Chelsea, Hammersmith and Fulham, Wandsworth, Lambeth, Southwark, Tower Hamlets, Hackney, Islington, Camden, Brent, Ealing, Hounslow, Richmond upon Thames, Kingston upon Thames, Merton, Sutton, Croydon, Bromley, Lewisham, Greenwich, Bexley, Havering, Barking and Dagenham, Redbridge, Newham, Waltham Forest, Haringey, Enfield, Barnet, Harrow, Hillingdon, Westminster
Annuities Postcode Areas
AB, AL, B, BA, BB, BD, BH, BL, BN, BR, BS, BT, CA, CB, CF, CH, CM, CO, CR, CT, CV, CW, DA, DD, DE, DG, DH, DL, DN, DT, DY, E, EC, EH, EN, EX, FK, FY, G, GL, GU, HA, HD, HG, HP, HR, HS, HU, HX, IG, IP, IV, KA, KT, KW, KY, L, LA, LD, LE, LL, LN, LS, LU, M, ME, MK, ML, N, NE, NG, NN, NP, NR, NW, OL, OX, PA, PE, PH, PL, PO, PR, RG, RH, RM, S, SA, SE, SG, SK, SL, SM, SN, SO, SP, SR, SS, ST, SW, SY, TA, TD, TF, TN, TQ, TR, TS, TW, UB, W, WA, WC, WD, WF, WN, WR, WS, WV, YO, ZE
1 - Don't Fail to Claim What is Rightfully Yours
Make sure you shop around
Understanding pension annuities
Many retirees fail to exercise their right to choose their annuity using the open market option (more about the open market option below). We help ensure that you don't fall into the same trap.
The more information you have about your annuity choices, the more able you will be to recognise the best advice when you receive it. You may even be more suited to the annuity alternatives currently available, such as capped drawdown.
But first, what is a pension annuity?
An annuity is an arrangement where you make a lump sum investment and, from this investment, you receive a guaranteed level of income. Most annuities are bought using funds held in pension schemes. An annuity is payable for the rest of your life, although it's possible to select a fixed period if purchasing an annuity with cash rather than pension funds.
2 - The Open Market Option for Buying Annuities
Why the open market option is good for you
Why you HAVE to compare pension annuities
Under the government initiative called the 'Open Market Option' you can transfer your pension fund to any annuity provider, not just your current pension fund provider.
Figures show that you can make a SIGNIFICANT difference to your yearly income if you shop around.
Thousands of people retire every week in the UK. Many of them still don't use the Open Market Option because they either don't realise they can or are simply unaware of the benefits of doing so.
As a result of this lack of "insider" knowledge, The Association of British Insurers now works with the retirement industry to educate consumers about their options. The main aim of the ABI's initiative is to help you achieve better annuity returns than is offered from your current pension provider. You should ensure that you exercise this advantage, the right to choose the best annuity scheme.
3 - Take Advantage of a Higher Annuity Income
Make sure you recognise the best advice when you get it
Compare the top pension annuity providers
When your pension fund reaches maturity, your pension provider will advise you of the fund value, and general information about annuities and the level of annuity income you would receive.
You are then allowed to transfer the fund value to another annuity provider of your choice. A higher annuity income may be available from a different provider.
The difference between the best and worst annuity incomes can be very surprising. There are a wide range of options which can be selected when choosing an annuity scheme, it is essential that you receive good advice.
4 - Compare and Choose Annuities
Exercise your right to choose
Compare the Options
The quick contact form below will put you in touch with your own personal annuity consultant (not a call centre) whose aim it will be to advise you which annuity or annuity alternative is best for you. Not only will you discover how to maximise your income, but they'll also explain why a particular scheme may suit you best. A home visit is not necessary.
An Independent Financial Adviser will compare top annuity companies to help you choose which one is the best for you. It really is very simple.
5 - Make Contact
Take action now and uncover the differences
Receive a FREE Pension Annuities Comparison Quote
Please complete the free no-obligation enquiry form to contact your personal adviser and see the surprising differences between one annuity and another. Remember your enquiry is free.
There is no charge for us investigating your policy and you are under no obligation to follow any recommendations that are made.
By using a broker's service you will get advice that is paid for by the annuity company. You will not have to pay them a fee as your broker will receive a commission payment direct from the recommended annuity company. Your adviser's costs are already factored into the income that you are offered by the annuity provider. Commission is paid, but this can be refunded should you wish to pay via a fee.
GET FULLY CONFIDENTIAL ANNUITY COMPARISON QUOTES WITH NO OBLIGATION